6 Must-Know Kitchen and Bathroom Design Trends

beautiful kitchen design - home inspection miamiBrought to you by your friends from Atlantic Building Inspections

Many homeowners today wonder how they can turn their bathrooms or kitchens into something worthy of making the rounds on Pinterest or Instagram. As more people want to give their home a personal and stylish touch, home decorating and interior design is hotter than ever, and the possibilities are seemingly limitless.

The only problem is that making up your mind can be overwhelming. If you’ve ever tried to pick what shade of blue or tint of gray to paint a wall, you know that sometimes there are too many choices. With over 140 years of designing kitchen and bathroom products,  Kohler Kitchen & Bath tapped into a large brain trust of designers and product experts.

Here’s the 6 Leading Kitchen and Bath Design Trends for 2017:  

1. All in the mix. We all know patterns play a big role in how large a room appears and what features are accented or emphasized. For all the importance people place on patterns, many are inherently afraid of blending — or mixing — patterns. Be bold! When done right, this can create a vibrant, energetic space that does more for your room than if you were to play it safe.

2. Perfect pairs. Two of the most striking colors to appear in kitchens and bathrooms these days are velvety blues and vivid greens. Blues are timeless and can work well by themselves in most situations, but add a small dose of blood orange and you’ve created an infectious vibe to the room. Nothing makes as dramatic a statement as pairing two complementary colors.

3. A softer white. A traditional color for bathrooms and kitchens, white gives off a clean, bright aura. Nonetheless, the look can be a bit clinical. One way around this problem is to warm up the whites with a tone of brass, gold or bronze. Subtle touches on the cabinets or backsplash can create a warm ambiance that softens the look of an all-white space.

4. Keep it neutral. If you’re looking for fun, vibrant colors but aren’t ready to go all in, consider neutral shades such as icy blue, blush sand and other straight-from-nature shades. These are a lot more refreshing than the standard beige! Such transparent neutrals beautifully diffuse light and lend themselves to contrasting elements.

5. Amber Glow. The living room has expanded. Kitchens aren’t just for preparing food and bathrooms aren’t just for getting ready. People want a cozier, at-home feel for both these rooms. Top designers do this by adding a range of metallic fixtures coupled with smoky grays, a combination that creates a dramatic and welcoming room.

6. Noir. With the debut of black stainless steel appliances, black has made its way back to being a staple color in kitchens and bathrooms. Of late, the emphatic pairing of black and white has become the real showstopper. The idea here is to work with high contrast: think strong color-blocking patterns and heavy stripes. Two timeless colors will join to create a perfectly modern mixture.

To discover more ideas for your home visit ideas.kohler.com. Here you’ll find invaluable advice and inspiring fixtures to transform your bathroom into the room of your dreams. – (BPT)

30 Small Bathroom Design Ideas 2017

 

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Natural Selection: Live-Edge Wood In Home Design

 

wooden kitchen top and table - home inspection miami

Helpful Information from your friends at  Atlantic Building Inspections

Live-edge hardwood, in which the sides of the slab are left unmilled to retain the natural profile of the tree trunk, is an increasingly popular decorative trend in today’s residential interiors. The technique is not only used for pieces of stand-alone furniture such as tables and benches but also for built-in elements like shelving, mantles, countertops, bars and kitchen islands.

 

“Most mills cut off the rough tree edges, turning the raw timber into neat boards,” says Linda Jovanovich, of the American Hardwood Information Center at www.HardwoodInfo.com. “But the current demand for live-edge slabs has led to a small but vigorous subset of producers who specialize in the category.” These are often boutique businesses that source, dry and mill limited batches of timber for use in furniture of their own design and manufacture.

 

“Some larger sawmills sell live-edge slabs to the public,” Jovanovich continues. “You visit their showroom and pick your own one-of-a-kind piece of ash, cherry, red oak, walnut or whatever other hardwood species they have in stock. A cabinet maker can then custom-make a piece of furniture or a built-in feature to your exact specifications.”

 

Sustainability-minded entrepreneurs are responsible for another niche in the live-edge hardwood market: small urban suppliers that source culled or fallen trees from the backyards of private homes, public parks, graveyards and other leafy locations in their city and its immediate environs. One such enterprise, RE-CO BKLYN in Brooklyn, New York, recently harvested four 12,000-pound logs from a 150-year-old storm-felled elm in nearby Prospect Park. The logs were taken to an upstate mill to be sawn into live-edge slabs and dried before being shipped back to Brooklyn, where they were either sold or used by RE-CO for tables, desks, bar counters, shelves, headboards and other beautiful custom-made pieces it produces.

 

“It was George Nakashima, the legendary Japanese-American mid-century furniture maker, who pioneered the use of live-edge slabs in refined residential settings,” says New York–based designer Glenn Gissler. “Previously, untrimmed wood planks, sometimes with the bark still intact, were used for rustic, log-cabin or ranch-house effects — elements that referenced the traditions, myths, and aesthetics of the American Old West. With his gorgeous large-scale pieces, comprising multiple slabs of characterful woods like walnut and cherry connected with butterfly joints, Nakashima showed us how unfinished natural edges and richly figured knotted surfaces fit perfectly into even the most sophisticated urban interiors.”

 

Today, original Nakashima pieces are highly collectible and command high prices at auction. But his free-edge aesthetic is more influential than ever as homeowners discover the ability of live-edge furniture to work with almost any decorative style. Paired with blackened steel legs, for example, a live-edge slab of burled walnut creates a dining table with loft-worthy industrial chic. Fixed to the bedroom wall, a free-form expanse of warm-toned cherry provides a romantic headboard. Or a hefty live-edge slab of oak, supported on an equally hefty oak-slab base, makes for a monumental console with the presence of a piece of archaic sculpture. New York–based designer Laura Bohn has even used the chainsawed cross-section of an elm trunk — complete with its bark — as a counter top on which to mount a stainless steel powder-room sink. “It introduces a decidedly rustic note into a thoroughly modern space,” she says. “And yet it looks perfectly natural as if it had just grown there of its own accord.” Visit www.HardwoodInfo.com for more about residential design trends and other applications and products using American hardwoods. – (BPT)

DIY Wooden Countertop

 

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5 Tips To Protect Your Devices From Cybercrime

protecting devices from cybercrimeYour smartphone, your tablet, your computer – they are some of your most important and most used possessions. They are the daily tools you use for research, to connect with others and make purchases. You take them everywhere and fill them with your important, personal information.

And all of that makes them the perfect targets for a cyberattack.

The number of cybercrime incidents in the United States grows each year, and as Americans move into an increasingly digital society – thanks to smart phones, smart cars and smart in-home technologies – cybercrime is expected to grow in frequency again in 2017. Protecting yourself, your family and the vital information on your devices means increasing your focus on your own cybersecurity. That starts with these five tips.

* Recognize you’re not immune. Cyberattacks increase in frequency and severity every year, so don’t make the mistake of believing it can’t happen to you. “It’s important to protect yourself by taking personal responsibility for your data; we can’t expect banks or other institutions to do it for us,” said Jim Karagiannes, Ph.D., professor in DeVry University’s College of Engineering & Information Services. “We lock our doors and take other security measures to protect our home and car. We need to also take precautions with our personal security and information.”

* Don’t store your username, password or credit card information with a website. The convenience makes it tempting, but websites are a popular target for cybercriminals because a successful hack gives them access to hundreds or thousands of files, including yours. Even storing this information on your own computer can expose it in a cyberattack, and if your credit card information is captured, criminals can use it to gather your social security number. That exposes you to identify theft. Keep this information off your devices and, instead, create complex passwords and write down all of your usernames and passwords on a piece of paper that you keep in a safe place, such as a deposit box.

* Use only a credit card, not a debit card, when making online purchases. Using your credit card instead of your debit card allows you to keep better track of the purchases you have made. It also limits the effects of any possible theft to just the one card instead of several. If you have no choice but to use a debit card for an online purchase, do not use your pin number online.

* If it feels like a trick, it probably is. Cybercriminals often engage in “social engineering” or other non-electronic methods to try and trick you into surrendering your data. If you get a phone call about a banking or credit card issue or if your computer tells you to call a number because it just caught a virus, be cautious. Do not divulge any personal history or credit card details. Hang up or ignore the computer-generated notices and call the customer service number of the institution’s website with any questions.

* Replace your existing credit cards with chip cards as soon as possible. Chip cards are becoming the new normal these days, and if your current credit card does not have a silver square chip on its front, consider replacing it quickly. Popularized in Europe, chip cards possess the necessary encrypted information to eliminate delays in the transaction process. Doing so closes the window criminals need to steal your personal information, thus protecting you from identity theft.

You have no intention of abandoning your devices, of course, so protect them. Following the tips above will help better secure your technology and personal information from the threats of cybercrime so you can enjoy your devices with greater peace of mind. – (BPT)

 

The Best Way to Prevent Cybercrime and Hacking Attempts

 

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What You Should Know About Rising Interest Rates

rising interest ratesHomeowners planning to refinance and buyers searching for a home may have an idea of what’s in store for them with regards to interest rates, but they never really know until they lock in a rate. This is in part because rates can change direction fast, and when they rise—as they have been recently—it can cost borrowers a great deal of money and time.

The effect of rising interest rates on your home purchase

Today, the median existing home price in the United States is around $235,000, and the average mortgage interest rate is near 4 percent. If you were to buy a home at that price, an interest rate increase of half a percent would cost you an additional $70 per month on your loan payment. And that assumes you’ll put the standard 20 percent down in advance. A more dramatic rate increase—say from 4 percent to 6 percent, even over time, would increase your monthly payment by almost $300.

Home price gains

For homebuyers, it’s not just rising interest rates that can increase your payment, but so can home price appreciation. In fact, in most markets, housing prices have increased past highs previously set before the financial crisis in 2007/2008. For example, in citing this recovery, the Federal Housing Finance Agency recently increased the maximum loan amount for mortgages that meet Fannie Mae and Freddie Mac guidelines for the first time in more than a decade.

The new conforming loan limits increased only slightly, to $424,100 in most parts of the country. This will enable home buyers in higher-cost areas to access larger home loan amounts and more affordable loan products, in line with local housing prices.

The home buying season may start early this year

Spring/summer is traditionally the busiest home buying time of the year as many sellers wait to list their homes after the cold winter weather is over and to coincide with the summer school break. However, with both home prices and interest rates on the rise, more buyers are expected to enter the home buying market earlier this year, making for a more competitive home buying season. Potential buyers will need to be aggressive to find the home they want at a rate they can afford.

Starting your loan search today

If you’re in the market but haven’t found the home of your dreams yet, there are tools available to guard against increasing mortgage rates. Lenders like loanDepot help customers save by giving them the opportunity to lock a quoted rate and hold (lock in) that rate for 45 to 60 days, protecting them from potential fluctuations in the market. And with rates rising, now is a great time to lock your loan at a more favorable interest rate.

If you do choose to lock your loan, you’ll need to provide an appraisal deposit which can range from $450 to $750. This is not a fee, and is returned when working with loanDepot if there is no appraisal performed on a home.

Navigating your options can seem confusing at first, but a loanDepot licensed lending officer can help. You can learn more by visiting loandepot.com or by calling (888) 983-3240 today for more information. – (BPT)

 

What Happens If Interest Rates Go Up?

 

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Reducing Risks While Taking Care Of Business: Tips To Avoid Distracted Driving

using phone while drivingThe pace of business never seems to stop, and thanks to the convenience of cell phones, many people work on the go, even while they’re driving. Yet cell phone use is one of the most common type of distracted driving, and it claims thousands of lives and causes thousands more injuries every year.

More than a quarter of all car crashes involve cell phone use, both hand sets and hands-free, the National Safety Council (NSC) reports. In 13 percent of fatal crashes, the drivers were using cellphones, the National Highway Traffic Safety Administration (NHTSA) says. The actual number of cell phone-related accidents is likely much higher, since many states don’t yet compile and report data on cell phone use following a crash.

Employers take up the issue

Recognizing the ethical and liability issues that arise when employees drive while distracted, employers across the country have begun implementing distracted driving policies. Typically, these policies prohibit employees from using cellphones while driving on company time.

In January 2017, the NSC reported that Cargill was the largest privately held company to prohibit the use of mobile devices, including hands-free technology, while an employee is driving on behalf of the company. The ban also covers work related calls while commuting to and from work, even if employees are driving their own vehicles.

“There is a time and place for doing business, and it’s not while you’re driving,” says Melanie Burke, director of health and safety at Cargill, a Minnesota-based privately held company with 150,000 employees around the world.

Even Cargill’s Chairman and CEO David MacLennan is subject to the ban. In announcing the policy to employees in late 2016, MacLennan noted he was 138 days into cell-phone free motoring. “It’s been liberating,” he told employees.

NSC data shows about 20 percent of Fortune 500 companies have instituted cell phone bans, and of those, just 1 percent believe the ban affected productivity.

Replace risk, keep productivity

Taking care of business doesn’t mean you have to risk a crash. Here are six ways to keep up with the pace of business without using your cell phone in the car:

* Use an automated response app to let callers know you’re driving and can’t take their call at the moment. These free apps allow you to personalize the response and set your phone to automatically reply with a text message to incoming calls or texts.

* If you’re driving a vehicle outfitted with communication technology, use its “do not disturb” feature to unplug from calls and texts while behind the wheel.

* Use shared calendars to block off times when you’ll be on the road and unable to answer a call. The calendar item will help alert coworkers and anyone else connected to your calendar when you’ll be out of touch and when they might be able to reach you again.

* Remove temptation. A study by AT&T found 62 percent of drivers keep their phones within reach in the car. Put yours away where you can’t see or reach it. You can place it in your purse, briefcase or messenger bag, and place the bag in the back seat. Further reduce distraction and temptation by turning your device off before stowing it.

* If you absolutely must take a call while on the road, pull over in a safe location. If a call comes in while you’re driving, allow it to go to voicemail until you’re safely pulled over, then return the call.

* Be aware of other dangerously distracting behaviors, such as putting on makeup, tying a necktie or eating while driving. Do all your dressing and personal grooming before you leave home, and if you must snack while driving, choose food that is easy to manage, like a granola bar (unwrap it when you’re stopped), rather than something messy like a burger with all the fixings.

“Before we had cellphones, if you had to take a business call while on the road, you would pull over and find a pay phone,” says Burke. “Productivity was fine and business got done. When it comes to time behind the wheel, safety is everyone’s most important job.” – (BPT)

How to Avoid Distracted Driving

 

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5 Easy Ways To ‘Charge Up’ Your Recycling Habits

recycling batteriesAmericans generate about 254 million tons of trash annually, according to the Environmental Protection Agency’s (EPA) most recent figures, and only about one-third of that waste is recycled. For many, one of the main barriers to recycling is not knowing how or where to recycle certain items.

For instance, many household cordless products we use every day are powered by rechargeable batteries. These batteries are not only recyclable, but contain materials that are potentially harmful to the environment if thrown in the trash. In fact, at least 20 percent of people are holding on to their used batteries because they know they shouldn’t be tossed out — but they don’t know where to dispose of them.

You can be part of the solution to reduce waste by learning how to properly recycle the products you use every day. Celebrate America Recycles Day — Tuesday, Nov. 15 — by incorporating the following into your recycling routine.

Check household “recyclable” items.

Aluminum cans and plastic bottles are the most commonly recycled items, but lots of other items found around the house can be recycled, as well. Start recycling plastic bags and paper towels right in your curbside bin. Pin a sign in the kitchen to remind kids they can throw napkins and sandwich baggies in, too.

Designate a separate container for rechargeable batteries from old cordless products and look up the nearest participating collection site so you know exactly where to go when the container is full.

Dump your stash.

Are you a battery hoarder? Do you have a drawer in the house filled with dead batteries? You aren’t alone. Establish a monthly routine when you sort through the junk drawer and gather up old electronics and used batteries to drop off while running other errands.

A study commissioned by Call2Recycle, Inc. found that an estimated 6.7 billion batteries were sold into U.S. markets in 2014. Of that number, 30 percent were rechargeable batteries available to be recycled. The Call2Recycle program makes it easy to be a responsible battery user with its network of more than 30,000 drop-off locations including retail stores in your own community that you may already visit regularly, like Best Buy, Lowe’s, Sears, Staples, The Home Depot and more. Find a battery collection site near you by visiting www.call2recycle.org/locator.

Buy recycled products.

Recycling gives new life to old products by turning them into new ones. By using recycled materials in their products, manufacturers conserve energy and natural resources and reduce waste in landfills. Checking the labels for products that are recycled and eco-friendly when making a purchase is the easiest way to be a responsible consumer.

Participate in a local community recycling event — or create your own.

Thousands of events are organized nationwide on America Recycles Day to raise awareness about the benefits of recycling and buying products made from recycled materials. Get involved!

Host your own battery-specific recycling drive and invite your community to contribute their battery “hoards.” Your neighbors will thank you.

Take the #BeRecycled pledge.

Take the “I Will Recycle” pledge and commit to incorporating more green activities into your everyday routine. Start by selecting a specific item you use frequently and pledge to recycle more of that item in the future. By starting small, there is a greater chance you’ll continue throughout the year. Your efforts can inspire your family and friends to take the pledge and join you in incorporating environmentally-friendly behavior into their everyday lives.

These eco-friendly activities are simple and easy to incorporate and can help you lead a greener lifestyle, not just on America Recycles Day, but all year. By including one new item into your recycling routine — such as batteries — you can make a positive impact. Not only does this keep batteries out of landfills, but when recycled, valuable materials can be recovered and used in new stainless steel products, such as golf clubs, batteries and other products. – (BPT)

 

Learning proper recycling habits

 

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Self-employed? Tips To Help You Navigate The Mortgage Process

woman workingSponsored ad content by Vanderbilt Mortgage and Finance, Inc.

When you’re self-employed, you often work harder than anyone else you know. That’s what it takes to be your own boss. While rewarding, it comes with a lot of added responsibility. This is especially true when applying for a mortgage.

“Self-employment can complicate the mortgage process for one very simple but critically important reason,” says Eric Hamilton, president of Vanderbilt Mortgage and Finance. “Lenders need to know you will have the income to afford a loan payment. This sometimes requires people who are self-employed to provide more detailed information and paperwork than those who are traditionally employed.”

Proof of income

It’s not only good business sense for lenders to know a borrower can afford a mortgage before they make a loan, federal law also requires they do so. The evaluation process typically requires fewer steps for people who aren’t self-employed – those who get a salary for working for another person or company. The lender will review the applicant’s total income, existing debt, credit history and score, as well as other factors, and base the decision on that information.

However, when you’re self-employed, proving your income can be more complex. About 10 percent of people working in America are self-employed, according to the Bureau of Labor Statistics (BLS). If you’re among those 15 million people, it can be more difficult for you to document your income and prove you can afford to pay back the amount you’re asking to borrow.

“Lenders may ask self-employed applicants to complete a 4506T form, which allows the lender to look at the applicant’s tax documents, including recent income filings,” Hamilton says. “They will also likely request a professionally prepared profit-and-loss statement and balance sheet for the business to show you have steady income throughout the year between tax-filing times.”

Improving your chances of approval

Fortunately, if you’re self-employed, you can take steps to be better prepared when beginning the mortgage application process. Hamilton and the team at Vanderbilt, which specializes in financing mortgages for manufactured homes, offer some tips:

* Before you apply for a loan, pay off as much debt as possible. Mortgage lenders will consider your debt-to-income ratio, which compares your total income to the total amount you owe.

* Save up a substantial down payment.

* Work to improve your credit score by paying all bills on time and reducing your debt. Payment history and credit-utilization ratio (the total credit you have available compared to the amount you’re actually using) are important factors in determining your credit scores.

“Being prepared before you start a mortgage application and getting your finances in order can help make the mortgage process go much smoother,” Hamilton says. “The mortgage application process is just one step on your journey to home ownership, but it’s an important one.”

To learn more about mortgages for manufactured homes, visit www.VMF.com.

All loans subject to credit approval.

Sponsored ad content by Vanderbilt Mortgage and Finance, Inc.

NMLS Disclosure

Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Finance Lenders Law license, GA Residential Mortgage (Lic. #6911), Illinois Residential Mortgage Licensee, Licensed by the NH Banking Department, MT Lic. #1561, Licensed by PA Dept. of Banking. – (BPT)

 

Do’s and Don’ts: How to Navigate the Home Loan Process With Ease

 

Atlantic Building Inspections has been providing Residential Home Inspections Pre-Purchase/Pre-Listing, Commercial Inspection, Chinese Drywall Visual Assessment, Mold Sampling, Four Point Insurance Inspections and Wind Mitigation Inspection to home buyers and home sellers in the Miami, Miami Beach, Coral Gables, Palmetto Bay, Coral Springs, Hialeah, Aventura, Pembroke Pines, Ft Lauderdale, Florida areas since 2000.

Security In An Insecure World

securing moneyThe year 2016 was devastating for some safe deposit box holders. In New York, thieves cut holes in the roofs of three banks and brazenly emptied hundreds of safe deposit boxes, leaving the victims’ pillaged boxes on the roof and strewn around the vault.

A stealthier thief in Florida picked safe deposit boxes in several banks, emptying the contents without damaging the box or leaving any visible sign of the theft.

These are not isolated incidents. On average, there are between 15-18 robberies or burglaries involving bank vaults every year according to the FBI. Millions of dollars of jewelry, cash, gold and family heirlooms are stolen, leaving devastated box holders dealing with unrecoverable losses.

Still the safest

Despite these occurrences, law enforcement agencies, FEMA, the American Red Cross and AARP all recommend safe deposit boxes to store valuable items, heirlooms and documents. A safe deposit box in a vault is superior to home storage even with a safe. Why? Because a residence is almost 20 times more likely to be robbed than a safe deposit box in a bank. And with rental costs starting at around $30 a year, safe deposit boxes remain one of the best values offered by a financial institution.

Required step

Today, most people who rent a safe deposit box assume the bank or a federal agency insures the contents. This is not true, and unfortunately, too many people learn this the hard way.

A standard homeowners policy provides limited coverage for some items in a box, but excludes losses from flood and other risks. They may also have a high deductible.

Specialty insurance designed to cover and protect everything inside of a safe deposit box – including cash, gold and important papers such as wills, titles, deeds, photos and digital backups, is now available. There is no deductible, and risks such as terrorist attacks, hurricanes and earthquakes are covered.

And because you do not need to identify what is stored inside the box to obtain coverage, you can maintain your privacy.

Protect yourself

Clearly, there are events that no vault or safe deposit box can protect against. However, there are steps you should take. Safe Deposit Box Insurance, LLC (SDBIC), the leader in protecting valuable assets in secure boxes, has developed a secure storage quiz on secure storage options.

So, despite there being some high-profile break-ins, a safe deposit box is still the best place to store your documents, family heirlooms and other valuables. But because nothing is 100 percent foolproof, it’s important to do your research, select the right bank and insure the contents of your box through SDBIC. – (BPT)

 

How To Know That Your Valuables Are Secure In a Safe Deposit Box

 

Atlantic Building Inspections has been providing Residential Home Inspections Pre-Purchase/Pre-Listing, Commercial Inspection, Chinese Drywall Visual Assessment, Mold Sampling, Four Point Insurance Inspections and Wind Mitigation Inspection to home buyers and home sellers in the Miami, Miami Beach, Coral Gables, Palmetto Bay, Coral Springs, Hialeah, Aventura, Pembroke Pines, Ft Lauderdale, Florida areas since 2000.

Hosting Guests? 9 Easy Steps To Prep Your Home

dining and living room area preparationHosting friends and family at your home is a guaranteed way to make long-lasting memories.

Not only will your guests be reminiscing about the wonderful chats and laughs you shared, but thanks to some quick tips from Minwax(R) spokesperson, Bruce Johnson, they’ll remember how great your home looked, too.

To prepare your home for guests, no matter how long they plan to stay, consider these 9 easy tips:

Mats and rugs: The sand and dirt on the bottom of guests’ shoes act like 60-grit sandpaper, wearing away your floor’s finish as they move from room to room. Protect your floors with fresh doormats and colorful rugs on each side of your doors. Plus, new rugs add a welcoming touch while instantly refreshing your space.

Fill furniture nicks: Make furniture look new again by filling in marks and scratches the easy way with Minwax(R) Stain Markers(TM). Available in a wide range of wood tone colors, Minwax Stain Markers have a convenient felt tip that delivers stain precisely where you need it, making your worn furniture look virtually new again.

Move fragile objects: Hosting can mean extra activity throughout a home and accidents can easily happen. Rather than a friend accidentally bumping into your grandma’s heirloom porcelain vase, opt to store it for a while. Breakables are best put away when guests are over, especially when hosting large parties.

Clean hardwood floors Keep your floors looking great for company with Minwax(R) Hardwood Floor Cleaner. It’s an easy to use cleaner that will gently remove dirt and grime, without leaving a soapy film behind.

Protect finishes: A great way to preserve and protect the finish on any of your wooden furniture is with a coat of Minwax(R) Paste Finishing Wax, in either natural or special dark. Rub it on, let it begin to dry, then buff with a soft cloth to a semi-gloss sheen.

Directions: Finicky furnace? Touchy toilet? Microwave with a mind of its own? Ease guests’ stay by posting a small note card with directions for anything that might not be obvious. You’ll make them feel at home!

Set out guest towels: Overnight guests will need to shower and prepare for the day. Set out extra towels and washrags for their use either by the guest bathroom sink or on their bed. Not only is this convenient, but it also encourages guests to wipe up wet messes which will eliminate future mold and mildew growth.

Protect tabletops: To avoid unintended white rings and water spots on wooden surface, apply a coat of Minwax(R) Wipe-On Poly a few days before your guests arrive. Then, set out coasters and trivets for easy use so guests stow drinks safely throughout your home.

Quick Cleanup: No need for a full cleanup after an event, but basic steps can help avoid long-lasting damage. Make sure to visit each room and pick up plates, cups, napkins and glasses. These often have moisture or food under them which can damage furniture (and smell) if left overnight. – (BPT)

 

Prepare your Guest Room

Atlantic Building Inspections has been providing Residential Home Inspections Pre-Purchase/Pre-Listing, Commercial Inspection, Chinese Drywall Visual Assessment, Mold Sampling, Four Point Insurance Inspections and Wind Mitigation Inspection to home buyers and home sellers in the Miami, Miami Beach, Coral Gables, Palmetto Bay, Coral Springs, Hialeah, Aventura, Pembroke Pines, Ft Lauderdale, Florida areas since 2000.

Where To Find Rebates, Tax Credits And Rewards For Energy-efficient Home Improvements

energy efficient bathroomIf you’re planning to make some home improvements this year, you’re probably thinking about energy-efficient options, knowing they can save you money in the long run. However, many eco-friendly home improvements that help lower your energy bills can also pay off right away in the form of rebates and tax credits.

Whether you’re considering installing an energy-efficient tankless water heater, putting solar panels on your house, or adding a skylight, chances are you can find a program that will put cash back in your pocket for improving your home’s energy efficiency. Here is where to look for rebates, tax credits and rewards for your energy-efficient home improvements:

Qualifying improvements

When you think of energy efficiency, insulation and appliances probably come to mind. But a number of improvements can help reduce your home’s energy consumption, and many of them qualify for tax credits, rebates and incentives from a variety of sources. The kind of improvements that can make your home more efficient and get you some cash back typically include:

* Solar energy systems (such as solar panels)

* Tankless water heaters

* Solar-powered appliances

* Energy-efficient windows and doors

* Skylights and solar-powered blinds

* Wood or wood-pellet stoves

* Home wind turbines

Manufacturer rebates and incentives

Makers of energy-efficient products and appliances often offer their own rebates to homeowners for making eco-friendly upgrades. If you’re considering an energy-efficient upgrade such as installing new windows, HVAC system or tankless water heater, be sure to ask the retailer or installer about any available manufacturer’s rebates.

For example, now through at least Feb. 15, 2017, you can get up to a $650 rebate on select tankless water heaters from Noritz. The average American household spends nearly 18 percent of its energy use on heating water, at a cost of $200-$600 per year, according to the U.S. Energy Information Administration. Tankless water heaters are more energy-efficient because they only heat water when you need it, rather than constantly consuming fuel to keep water hot in a tank. To learn more about tankless water heaters and the rebate, visit www.noritz.com.

Federal tax credits

Although many tax credits for energy-efficient home improvements expired at the end of 2016, some are still available. The federal government offers a tax credit of up to 30 percent for home solar energy systems through Dec. 31, 2019, and there’s no upper limit on the credit, according to EnergyStar.gov.

If you’ll be making energy-efficient home improvements, be sure to talk to your professional tax preparer about any credits or deductions that may be available to you from the federal government.

State-level programs

In addition to federal programs, a number of states offer their own incentives to encourage homeowners to make energy-efficient improvements. For example, Alabama allows homeowners to deduct 100 percent of the purchase price and installation costs of a wood-burning heating system. In Minnesota, homeowners can borrow up to $20,000 at 4.99 percent interest to make energy-efficient improvements such as water heaters, lighting, furnaces, air conditioners, insulation, windows, tankless water heaters and more.

You can find a searchable Database of State Incentives for Renewables & Efficiency at www.dsireusa.org.

Utility company incentives

Many utility companies also offer programs designed to help homeowners reduce energy consumption and save money. Typical programs include free LED or CFL bulbs to replace incandescent bulbs in a home, and rebates or discounts for installing energy-efficient HVAC equipment or programmable thermostats.

The best way to find out what programs your local utility offers is to check out their website or give them a call. You can also find state-specific lists of programs at www.dsireusa.org.

Energy-efficient home improvements pay off over the long-term by reducing your home’s energy consumption and utility bills. With a little bit of planning and legwork, you can also find rebates, tax credits and incentive programs that will also repay your eco-friendly investment right away. To learn more, visit Noritz.com, www.direusa.org, energy.gov, energystar.gov and irs.gov. – (BPT)

 

Affordable Energy Improvements

 

Atlantic Building Inspections has been providing Residential Home Inspections Pre-Purchase/Pre-Listing, Commercial Inspection, Chinese Drywall Visual Assessment, Mold Sampling, Four Point Insurance Inspections and Wind Mitigation Inspection to home buyers and home sellers in the Miami, Miami Beach, Coral Gables, Palmetto Bay, Coral Springs, Hialeah, Aventura, Pembroke Pines, Ft Lauderdale, Florida areas since 2000.

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