Creating a Dream Home with Cypress

Transforming the unremarkable into the extraordinary need not be an impossible task. More and more homeowners are finding that lavish looks are both attainable and affordable. Their imaginative design professionals are making it happen, using cypress to create their clients’ dream homes.

“Wood is a classic and timeless building material,” says Stephen Logue of the Southern Cypress Manufacturers Association. “And many people are discovering that the inherent beauty of cypress, a species was so often chosen for outdoor applications, adds a luxurious look to indoor living spaces, for anything from walls and ceilings, to exposed beams and so much more.”

Transforming the ordinary

When a coat of paint just won’t do, think paneling. For Christopher Rose, an architect based in Johns Island, South Carolina, solid wood paneling provides a sense of warmth and richness to a room. But not just any wood.

“I particularly like working with cypress,” says Rose. “It has a wonderful grain pattern that offers a relaxed, yet elegant look. Vertical beadboard or tongue-and-groove patterns are popular options that add perceived height to a room. And more recently, horizontal shiplap paneling and accent walls have been requested by many clients.”

Reaching new heights

Looking to add dimension and visual interest to otherwise flat, dull ceilings? Architect Geoff Chick of Santa Rosa Beach, Florida, says it’s not enough to simply add crown molding. Too basic!

“Owners today are looking to celebrate their ceilings with more creative design solutions and materials,” Chick says. “In large rooms where I have tall ceilings to work with, I typically use a coffered ceiling. Filling in the coffers with wood helps to warm up a room and add another layer of detail. Cypress with a square groove is my favorite wood to use for ceiling treatments. I just love how it looks, especially when combined with cypress beams.”

Adding the finishing touch

When selecting a finish for his interior cypress woodwork, Chick prefers stains. “It’s a shame to cover cypress with paint,” Chick says. “To help bring out its grain pattern, I like finishing it with a matte stain or pickled finish. Some rooms require a lighter finish than others, and it can be a challenge to coordinate with flooring. But from my experience with cypress, it’s all worth it when it comes together.”

And remember, much like wood cabinets and floors, solid cypress paneling and ceilings can be refinished. If you’re envisioning a fresh look down the road, swap neutral tones for bold colors, or sand the wood and apply a transparent stain to let cypress’s natural beauty speak for itself.

Browse the Photo Gallery at www.CypressInfo.org and see how cypress transforms the unremarkable to the extraordinary. It’s time to make your dream home a reality.

For home buyers, sellers or if you are just looking for ideas to spruce up your home, contact our expert home inspectors to learn more.

That ’70s Home: 5 Trends Making A Comeback Today

Disco may be dead, but the spirit of the 1970s is not. In homes all across the country, people are adding their own splash of ‘70s style in updated, modern ways.

Here are five current top decorating trends that have an unmistakable ‘70s flair.

More macramé, please:

From dip dyed wall hangings to simple plant hangers, macramé is coming back in a big way. Whether you purchase these items already made or you enroll in a class to make them yourself, macramé offers an easy way to add texture and an artistic touch to your home.

Groovy colors:

The blazing orange walls of the ‘70s may not be back anytime soon, but homeowners are again using more dynamic colors to define the insides of their home. In fact, Sherwin-Williams has named a bold, jewel-toned blue-green color, Oceanside SW 6496, as its 2018 color of the year. “This trendy color is perfect for a ‘70s palette,” said Sue Wadden, director of color marketing at Sherwin-Williams. “The complex collision of deep blue and green in this color is somewhat grounding for more vibrant colors in a ‘70s-inspired palette. You can use large doses of it on the walls and then add brighter pops of color with orange or green a la Sherwin-Williams Amber Wave SW 6657 or Avocado SW 2861 on throw pillows and blankets.”

A shagadelic rug:

Yes, shag is more than an Austin Powers euphemism. It’s also a resurgent design trend. Homeowners frequently purchase these cozy rugs for children’s areas like nurseries and playrooms. Whether sheepskin or conventional textiles, a shag rug is something you’ll go out of your way to walk across.

Wicker man … and furniture:

A staple in sun porches for generations, wicker furniture is making a big comeback this year, from headboards and chairs to mirror frames. Available in a wide array of colors and shades, wicker can be used to create the perfect centerpiece in your bedroom, living room or, yes, even your porch.

Green living … literally:

In the 1970s, people believed that there was no such thing as too many plants in their home. This affection for indoor greenery is back, and homeowners have revitalized confidence in their green thumbs. From large potted plants in the corner to hanging basket plants, green living is in and people are loving the opportunity to create an urban oasis of their own.

Bring a little ‘70s to your home today

From fresh colors and plants to wicker and wool, the ‘70s are back this year, and this modernized trend is defining homes and new home building alike across the country. Now is the time to experiment, so swing down to your local paint or furniture store and find the perfect ‘70s accent that fits your style.

– (BPT)

 

House Hunting and Credit : What You Need To Know

real estate agent showing a house to a couple - home inspection miamiHelpful Information From Atlantic Building Inspections

By now it is something of a cliche to call homeownership the American dream. But even if sitting on your own deck, looking over your picket fence and sipping lemonade doesn’t move you, homeownership is still one of the best ways to build wealth.

For many, owning a home is cheaper than renting and, in the long run, the biggest investment they will ever make. It is also a practical financial move thanks to the fact that you’re likely building equity while getting a mortgage interest tax break.

So although it is perfectly fine to dream about backyard barbecues and the smell of fresh-cut grass, the path to owning your own home should also involve taking the time to do some financial sightseeing.

As a leader in creating credit scoring models, VantageScore Solutions has made it a priority to educate consumers on the important role a good credit history plays in buying a home. Whether you’re about to set out to buy your first home or if you are getting ready to sell and buy another home, here are the basics of how credit impacts the home-buying process.

Basics:

If you are like most people, you will probably need to take out a loan. If you are able to pay cash for your home instead, count yourself among the lucky few! A huge part of taking out a loan involves your credit history and credit score. Basically, you must prove to lenders that you can be a responsible borrower and can be trusted with a mortgage of many thousands of dollars. A strong credit score may provide proof of this trustworthiness.

Different types of loans have different credit requirements. Some loans require you to have a credit score of at least 620, although it is possible (with some difficulty) to be approved for a loan with a credit score as low as 580. But getting loan approval is only part of the story.

Better Credit, Better Rate:

Home loans come in all shapes and sizes. Some are fixed interest mortgages, some have adjustable rates or longer terms and the list of variables goes on. Just like anything else, some loans are better for you than others. To get the loan that has the lowest interest rate, which right now is around 4 percent, usually, requires a higher credit score. Rates can be considerably higher when you have a lower credit score, and the result is paying significantly more monthly over the life of the loan.

The reason is that a higher credit score demonstrates that you are skilled at managing debt and have a history of responsibly paying back many types of loans. Therefore, the lender is taking on less risk when lending you money. The less risk for them, the better the interest rate for you.

While there are, of course, more nuances to the process, your credit score plays an instrumental role in determining the type of loan you may qualify for. Therefore, before you go to your first open house, check your credit score to better understand the factors that typically impact your scores. Many websites provide free access to your VantageScore, which is a perfectly fine barometer to use to directionally gauge your creditworthiness. Mortgage lenders use FICO scores in their underwriting.

You can stay on top of things by subscribing to the monthly credit scoring newsletter, The Score. In The Score, you can find information on VantageScore 4.0, the fourth-generation scoring model that will be available to consumers in early 2018.

Knowing your credit history and understanding the factors that could impact your credit score will help you plan, budget and come up with a realistic wish list for your house. – (BPT)

How Credit Score Impact The Home Buying Experience

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